Bridge Insurance

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+44 (0)161 236 3141

PostGuard – Summary of Cover

PostGuard is a highly competitive shop insurance policy tailor made for Post Offices & Sub Post Offices. The policy has been developed by Bridge Insurance Brokers Ltd and Royal & Sun Alliance Insurance Plc and provides peace of mind to an ever increasing number of Clients, with interest free premiums payable over 10 months. Click here to contact our team, download a quote form or call on 0161 236 3141.

The wide ranging cover includes:

  • “All risks” cover on Stock and Trade Contents including accidental damage and theft (following forcible or violent entry or exit)
  • Buildings Cover (optional Extension)
  • Deterioration of stock following a chiller breakdown £2,000
  • Revenue protection cover of up to £600,000 over 24 months
  • Book debts cover £5,000
  • Public and Products Liability Cover £5,000,000
  • Employers Liability Cover £10,000,000 including injury in respect of working partners
  • Theft by an employee cover £2,500
  • Goods in transit cover £2,500
  • Cover for mechanical or electrical breakdown of equipment £5,000
  • Legal Expenses cover limit £100,000 per incident (£1,000,000 any one period of insurance)
  • Money Cover:
    • in transit or in a bank night safe until removed by a bank official £5,000
    • at your home or the home of any Employee or principal £500
    • on the Premises during Business Hours £5,000
    • on the premises in a locked safe outside Business Hours £2,500
    • on the premises not contained in a locked safe outside Business Hours £500
  • Assault Benefit:
    • Death Benefit and Capital benefits £25,000
    • Temporary Total Disablement £250 per week (maximum 104 weeks)
  • Dedicated customer care helplines including Legal advice and access to contractors to carry out emergency repair work on insured damage
  • Interest free instalments
  • Excesses:
    • Property Damage £250, Glass £50, Stock in transit £100, Deterioration of stock £50, Money £50Subsidence (if cover required) £1000

Cover can be tailored to your specification subject to insurer terms, conditions, exceptions & limitations.

PostGuard is a highly competitive shop insurance policy tailor made for Post Offices.

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PostGuard Summary

Home Cover is now available to all Postmasters, Sub-Postmasters, Newsagents and staff.

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Home Cover

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