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PostGuard Newsagents – Summary of Cover

PostGuard Newsagents Division is a highly competitive shop insurance policy tailor made for Newsagents with low minimum premiums payable over 10 months interest free direct debit. The policy has been developed by Bridge Insurance Brokers Ltd and is underwritten by Royal & Sun Alliance plc and provides peace of mind to an ever increasing number of clients. Why not get a Newsagents Insurance Quote here.

The wide ranging cover includes:

  • “All risks” cover on Stock and Trade Contents including accidental damage and theft (following forcible or violent entry or exit)
  • Buildings Cover (optional Extension)
  • Revenue protection cover of up to £600,000 over 24 months
  • Book debts cover £25,000
  • Public and Products Liability Cover £5,000,000
  • Employers Liability Cover £10,000,000 including injury in respect of working partners
  • Theft by an employee cover £2,500
  • Goods in transit cover £2,500
  • Computer equipment breakdown £100,000
  • Loss of liquor licence £100,000
  • Legal Expenses cover limit £50,000
  • Money Cover:
    • in transit £5,000
    • in a bank night safe until removed by a bank official £5,000
    • on the Premises during Business Hours £5,0000
    • on the premises in a locked safe outside Business Hours £2,500
    • on the premises not contained in a locked safe outside Business Hours £500
  • Assault Benefit:
    • Death Benefit and Capital benefits £25,000
    • Temporary Total Disablement £250 per week (maximum 104 weeks)
  • Dedicated customer care helplines including Legal advice and access to contractors to carry out emergency repair work on insured damage
  • Excesses:
    • Standard Property Damage Excess £250 & Subsidence (if cover required) £1000

Cover can be tailored to your specification subject to insurer terms, conditions, exceptions & limitations.

PostGuard is a highly competitive shop insurance policy tailor made for Post Offices.

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PostGuard Summary

Home Cover is now available to all Postmasters, Sub-Postmasters, Newsagents and staff.

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Home Cover

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