NEWSAGENTS DIVISION - SUMMARY OF COVER

PostGuard Newsagents Division is a highly competitive shop insurance policy tailor made for Newsagents with low minimum premiums payable over 10 months interest free direct debit. The policy has been developed by Bridge Insurance Brokers Ltd and Royal & Sun Alliance Insurance Plc and provides peace of mind to an ever increasing number of Clients. Why not get a Newsagents Insurance Quote here.

The wide ranging cover includes:

• “All risks” cover on Stock and Trade Contents including accidental damage and theft (following forcible or violent entry or exit)
• Buildings Cover (optional Extension)
• Deterioration of stock following a chiller breakdown £2,000
• Revenue protection cover of up to £600,000 over 24 months
• Book debts cover £5,000
• Public and Products Liability Cover £2,000,000
• Employers Liability Cover £10,000,000 including injury in respect of working partners
• Theft by an employee cover £2,500
• Goods in transit cover £2,500
• Cover for mechanical or electrical breakdown of equipment £5,000
• Legal Expenses cover limit £100,000 per incident (£1,000,000 any one period of insurance)
• Money Cover:
  in transit or in a bank night safe until removed by a bank official £5,000
  at your home or the home of any Employee or principal £500
  on the Premises during Business Hours £5,000
  on the premises in a locked safe outside Business Hours £2,500
  on the premises not contained in a locked safe outside Business Hours £5000
• Assault Benefit:
  Death Benefit and Capital benefits £25,000
  Temporary Total Disablement £250 per week (maximum 104 weeks)
• Dedicated customer care helplines including Legal advice and access to contractors to carry out emergency repair work on insured damage
• Interest free instalments
• Excesses:
  Property Damage £100.00, Glass £50.00, Stock in transit £100.00, Deterioration of stock £50.00, Money £50.00, Subsidence (if cover required) £1000.00

Cover can be tailored to your specification subject to insurer terms, conditions, exceptions & limitations.